Feeling overwhelmed by your finances?
Are you searching for a way to get organized and take control of your money in 2025?
Many people struggle with budgeting, tracking expenses, and planning for the future.
That’s where personal money management software comes in.
In this Quicken review, we’ll examine its features, pricing, & user experience to help you decide if it’s the right tool to simplify your financial life this year.
Ready to find out? Let’s get started!
Join the 62% of Quicken users who achieve their financial goals faster. See how Quicken can help you!
What is Quicken?
Quicken is an app to manage your money. See all your account balances and transactions easily.
Track your income and spending. Create budgets to save.
It helps with investment and retirement planning. Get real-time updates.
Quicken Simplifi is for your household. Quicken Business is a subscription for a small business.
The developer keeps the app updated. Your privacy and data are important.
You can even make an invoice. Manage your money and see your payments easily.
Who Created Quicken?
Intuit, Inc. created Quicken. Scott Cook and Tom Proulx had the idea to make money management easy.
They started Intuit with this vision. Quicken was launched in 1984.
It aimed to help people control their finances. In 2016, Intuit sold Quicken.
The goal to simplify personal finance continues.
Top Benefits of Quicken
Here are some key advantages of using Quicken to manage your money:
- See All Your Finances in One Place: Quicken connects to your bank accounts, credit cards, & investment accounts, giving you a complete view of your financial situation without having to log into multiple websites.
- Easy Budgeting: You can create budgets and track your spending against your goals, helping you understand where your money is going & identify areas where you can save.
- Track Income and Expenses: Quicken automatically categorizes your transactions, making it simple to see your income and where you’re spending your money.
- Investment Tracking: Monitor your investment performance and see how your portfolio is doing over time, helping you make informed financial decisions.
- Plan for Retirement: Quicken offers tools to help you plan for your retirement by projecting your future savings and allowing you to set retirement goals.
- Real-Time Financial Snapshot: View your account balances and net worth in real time, so you always know where you stand financially.
- Helpful Reporting: Quicken offers various reports that provide insights into your spending habits, income, and overall financial health.
- Securely Manage Your Financial Data: Quicken prioritizes your privacy and uses security measures to protect your sensitive financial information.
- Mobile App Access: Manage your money on the go with Quicken’s mobile app. The app allows you to check your finances and enter transactions from anywhere.
Best Features of Quicken
Quicken has cool tools to help you understand your money.
These features make managing your finances easier.
Let’s look at some of the best things Quicken can do.
1. All Recurring
This feature helps you see all your regular payments in one place.
Think of things like rent or loan payments. Quicken automatically tracks these repeating transactions.
2. Flagship Checking
Flagship Checking is a special checking account through Quicken.
It often has better interest rates. You can manage this account in the Quicken app.
3. Spending Plan
The Spending Plan helps you create a plan for your money.
It looks at your income and bills, and then it helps you see how much money you have left.
4. Link Transaction
Sometimes, one big money move is for different things.
The Link Transaction feature lets you connect these parts, helping you see exactly where your money went.
5. Spending Watchlist
The Spending Watchlist lets you watch specific ways you spend.
Quicken tells you how much you’ve spent.
This helps you see if you’re spending too much.
Pricing
Quicken offers different plans with various features.
The cost is usually a yearly subscription.
Here’s a look at some of the options and their approximate prices. Keep in mind that these prices might update.
| Plan Name | Pricing | What You Get |
| Quicken Simplifi | $5.99/mo/billed annually | Always know what you have left to spend or save. |
| Quicken Business & Personal | $7.99/mo/billed annually | Manage business & personal finances in one app. |
Pros and Cons
Choosing the right money management tool is important.
Looking at the pros & cons can help you decide if Quicken fits your needs.
Here’s a quick overview to consider.
Pros
Cons
Alternatives Of Quicken
If Quicken doesn’t seem like the perfect fit, there are other options to consider for managing your money:
- Mint: A free app that can helps track spending and create budgets. It connects to your accounts and offers insights.
- YNAB (You Need A Budget): A subscription-based service focused on conscious spending. It teaches you to allocate every dollar.
- Personal Capital: Great for managing investments and tracking net worth. It also offers free financial planning tools.
- PocketSmith: Offers detailed budgeting and forecasting features. You can project your balance into the future.
- Monarch Money: A newer app focusing on collaboration and a clean interface to manage your household finances.
Personal Experience with Quicken
Our team needed a better way to track project expenses and manage our small business finances.
We decided to try Quicken Business. It helped us get organized and see where our money was going.
Here’s what we found useful:
- Centralized Account Management: We could link all our business bank accounts and credit cards. This gave us a clear view of our balances and transactions in one place.
- Easy Income and Expense Tracking: Quicken automatically categorized our income from client payments and various business expenses, making it simple to see our profitability.
- Invoice Creation and Management: The ability to create and send professional invoices directly from Quicken was a big time saver. We could also easily track payment statuses.
- Budgeting and Spending Plan: We used the budgeting tools to set limits for different expense categories. The Spending Plan helped us monitor our spending in real–time and stay on track.
- Reporting and Insights: Quicken generated helpful reports that showed our income trends and expense breakdowns. This data helped us make better financial decisions for our small business.
Overall, Quicken Business helped us manage our finances more efficiently and gain valuable insights into our company’s financial health.
Final Thoughts
Quicken is a strong tool to help you manage your money.
It lets you see all your accounts, track spending, and even plan for the future.
If you want a complete picture of your finances, Quicken can help.
It has different plans, including Quicken Simplifi for everyday use and Quicken Business for small business owners.
However, it costs money through a subscription, and some people might find it a bit tricky to use at first.
Think about what you need to manage your money.
If you want many features in one place, Quicken is worth considering.
Ready to take control of your finances?
Explore the different Quicken plans and see if one fits your life!
Frequently Asked Questions
What kind of accounts can Quicken connect to?
Quicken can connect to most bank, credit card, investment, and loan accounts. This allows you to see all your financial data in one place for easy management.
How much does a Quicken subscription cost?
The cost of a Quicken subscription varies depending on the plan you choose. Simplifi is generally less expensive than plans like Premier or Quicken Business, which offer more features. Check the Quicken website for current pricing.
Is my financial data safe with Quicken?
Quicken uses security measures to protect your privacy and financial data. They encrypt your information to help keep it safe when it’s being stored or sent.
Can Quicken help me with budgeting?
Yes, Quicken has tools to help you create budgets and track your spending. You can set spending limits for the different categories and see how your actual spending compares to your plan. The Spending Plan in Simplifi is also helpful.
Does Quicken offer a mobile app?
Yes, Quicken has a mobile app that lets you access your financial information on the go. You can also view your account balances, track transactions, and manage your budget from your phone or tablet.
